Avail Personal Loans at the Lowest Interest Rates

Eligibility

• Age: 21-67 years
• Nationality: Indian
• Profession: MNC/Public/Private company
• CIBIL Score: 750 or higher
• Minimum Monthly Salary: Rs 22,000

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

3

Eligibility

• Salaried Employees

• Salaried doctors
• Employees of public and private limited companies
• Government sector employees including Public Sector Undertakings, Central and Local bodies
• Minimum age of 21 years
• Maximum age of 60 years at the time of maturity of the Personal Loan
• Minimum net monthly income – Rs. 15,000

DOCUMENTS REQUIRED

• Duly filled application form
• KYC documents
• Loan Agreement duly signed and Standing Instruction (SI) Request / ECS Forms
• Click here for Login Checklist
• Click here for Disbursement Checklist

PRECLOSURE + OTHER CHARGES

Foreclosure charged on loan outstanding 5% for 0 to 12 months 4% for 13 to 24 months 3% for 25 to 36 months 2% for greater than 36 months

Eligibility

• Age: 21-67 years
• Nationality: Indian
• Profession: MNC/Public/Private company
• CIBIL Score: 750 or higher
• Minimum Monthly Salary: Rs 22,000

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Term Loan: 4% + taxes Flexi Term Loan: 4% + taxes Flexi Hybrid Loan: 4% + taxes

Eligibility

• Applicant must have a minimum age of 18 years
• The minimum income salary must be between Rs.1 lakh and Rs.3 lakh.
• Applicant should either be salaried or self-employed

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Decided By bank

Eligibility

• Age: 21-67 years
• Nationality: Indian
• Profession: MNC/Public/Private company
• CIBIL Score: 750 or higher
• Minimum Monthly Salary: Rs 22,000

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Decided By Bank

Eligibility

Employed or self-employed 
21 to 65 years old 
The minimum monthly income is 10,000 rupees. 

Non-individuals:

Registered non-individuals such as partner companies, private limited companies, and limited liability companies

DOCUMENTS REQUIRED

• KYC documents
• PAN Card
• Salary Slip of Last 3 Months
• Salary account statement(Last 6 months)

PRECLOSURE + OTHER CHARGES

NA

Eligibility

• Age: 21-67 years
• Nationality: Indian
• Profession: MNC/Public/Private company
• CIBIL Score: 750 or higher
• Minimum Monthly Salary: Rs 22,000

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Depending upon Bank

Eligibility

• Age: 21-67 years
• Nationality: Indian
• Profession: MNC/Public/Private company
• CIBIL Score: 750 or higher
• Minimum Monthly Salary: Rs 22,000

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

3 %

Eligibility

• Minimum age of applicant: 21 years
• Maximum age of applicant at loan maturity: 60 years 
• Minimum employment: Minimum 1 year in employment with minimum 1-month salary credit in the current organization
• Minimum Net Monthly Income: Rs. 20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & Rs. 15,000 for All Other Locations.

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Yes, foreclosure and part-prepayment charges are applicable. You can prepay your loan after the payment of 06 EMIs.

Eligibility

• Applicants must be between the ages of 21 and 60;
• Independent candidates must be between the ages of 21 and 65.
• Only residents and citizens of India can apply.
• Applicants must be salaried or self-employed.
• The applicant's mailing address must be in India.
• Applicant must have a checking account and/or HSBC savings account active for more than 3 months.
• Non-Resident India (NRI) customers cannot apply.
• The loan application is valid in Ahmedabad, Bangalore, Chandigarh, Chennai, Kochi, Coimbatore, Hyderabad, Jaipur, Kolkata, Mumbai, New Delhi, Pune and Visakhapatnam (HSBC Visakhapatnam staff only).

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 1

PRECLOSURE + OTHER CHARGES

5% within 1 year 4% within 2 years 3% within 3 years 2 % after 3 years

Eligibility

• Age: 21-67 years
• Nationality: Indian
• Profession: MNC/Public/Private company
• CIBIL Score: 750 or higher
• Minimum Monthly Salary: Rs 22,000

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Decided On bank

Eligibility

• The minimum age at the time of application should be 21 years.
• The maximum age at personal loan maturity should be 60 years or retirement age whichever is earlier.
• Minimum net monthly income should be Rs.25000
• Should have completed minimum 2 years in employment and minimum 1 year in the current organization.
• Should have completed a minimum 1 year of stay at the current residence, if rented.

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Decided By bank

Eligibility

• Work Type: Working in an MNC, a private restricted organization, or a public restricted organization
• Age: 21-58 years
• Least Month to month Pay: 20,000 - 30,000
• Least Educational Capability: Graduate
• Private History: Ceaselessly living in the city for the beyond 1 year
• Work Insight: Least 1 year

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Depending on bank

Eligibility

• Age: 25 - 40 years
• Nationality: Indian
• Profession: MNC/Public/Private Company
• CIBIL Score: 750 or higher
• Minimum Monthly Salary: Rs 45,000

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• 3-month salary slip for salaried individuals
• Bank statements for the past three months

PRECLOSURE + OTHER CHARGES

Discussed with Bank.

Eligibility

• Age: 21-67 years
• Nationality: Indian
• Profession: MNC/Public/Private company
• CIBIL Score: 750 or higher
• Minimum Monthly Salary: Rs 22,000

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

2

Eligibility

RBL Bank can immediately verify your eligibility. We recommend that you check the eligibility criteria before applying for a personal loan. Then you can avoid rejection based on your qualifications.

Let's take a look at the eligibility criteria.

• Minimum monthly net income of 1 million won 40,000 per month The
• The minimum age to get a loan is 25.
• Maximum loan repayment age 60 years old or younger or full retirement age
• At least 1 year of work experience at the current job and 3 years of general work experience

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Prepayments are allowed only a year after the first EMI. If you want to prepay or foreclose your loan between 13 to 18 months, the bank charges a fee of 5% of your outstanding principal. If the payment is made after 18 months, you have to pay the bank a fee of 3% of your outstanding principal. If any prepayment or foreclosure is done after 12 regular EMIs using your own funds, the bank doesn’t charge any fee.

Eligibility

Employed or self-employed 
21 to 65 years old 
The minimum monthly income is 10,000 rupees. 

Non-individuals:

Registered non-individuals such as partner companies, private limited companies, and limited liability companies

DOCUMENTS REQUIRED

• KYC documents
• PAN Card
• Salary Slip of Last 3 Months
• Salary account statement(Last 6 months)

PRECLOSURE + OTHER CHARGES

Depending Upon Bank

Eligibility

• Applicant must have a minimum age of 18 years
• The minimum income salary must be 2 lakhs.
• Applicant should either be salaried or self-employed

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Correctional Interest @2%/m would be charged well beyond the relevant loan cost on the past due sum for the time of default. Prepayment charges of 3% on the prepaid sum. No prepayment/abandonment charges assuming a record is shut from the returns of another credit account under a similar plan. The base reimbursement period is of a half year and the greatest reimbursement time frame is of 6 years or the leftover time of administration (whichever is lower)

Eligibility

• Applicant must have a minimum age of 18 years
• The minimum income salary must be between Rs.1 lakh and Rs.3 lakh.
• Applicant should either be salaried or self-employed

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

2

Eligibility

• The minimum age at the time of application should be 21 years.
• The maximum age at personal loan maturity should be 60 years or retirement age whichever is earlier.
• Minimum net monthly income should be Rs.25000
• Should have completed minimum 2 years in employment and minimum 1 year in the current organization.
• Should have completed a minimum of 1 year of stay at the current residence, if rented.

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

NIL

Eligibility

• Salaried Employees

• Salaried doctors
• Employees of public and private limited companies
• Government sector employees including Public Sector Undertakings, Central and Local bodies
• Minimum age of 21 years
• Maximum age of 60 years at the time of maturity of the Personal Loan
• Minimum net monthly income – Rs. 25,000

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

2

Eligibility

• Age: 21-67 years
• Nationality: Indian
• Profession: MNC/Public/Private company
• CIBIL Score: 750 or higher
• Minimum Monthly Salary: Rs 22,000

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Depending Upon Banks

Eligibility

• Age: 21-67 years
• Nationality: Indian
• Profession: MNC/Public/Private company
• CIBIL Score: 750 or higher
• Minimum Monthly Salary: Rs 10,000

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

1

Eligibility

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Decided By Bank.

Eligibility

• The minimum age at the time of application should be 21 years.
• The maximum age at personal loan maturity should be 60 years or retirement age whichever is earlier.
• Minimum net monthly income should be Rs.25000
• Should have completed minimum 2 years in employment and minimum 1 year in the current organization.
• Should have completed a minimum 1 year of stay at the current residence, if rented.

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Decided By banks